Alabama Car Insurance

Alabama Car Insurance

More than 100 auto insurance companies compete for customers in Alabama, and you can get auto insurance quotes from any of them. Rugged mountains of northern Alabama and southern bayous and beaches to confront drivers with multiple complex conditions.
The current average car insurance premium is $ 1,255.06 in Alabama
The current average car insurance premium is U.S. $ 1,677.92


According to the law of Alabama requires a minimum bodily injury liability limits of $ 25,000 for the victim to a total of $ 50,000 per accident and property damage liability coverage with a minimum limit of $ 25,000. This basic coverage is often referred to as 25/50/25 car insurance coverage.

The minimum required car insurance coverage in Alabama

Bodily Injury Liability: $ 25,000 / $ 50,000 Limit
Property damage liability: $ 25,000 Limit
The new requirements limit is effective: August 30, 2008

Alabama should be tort system, that is, someone has to be considered at fault in causing the accident, and that man and his insurance company is liable for all damages. You should be aware that details of tort system vary from state to state.

You can get Uninsured / Underinsured Motorist Bodily Injury coverage to cover bodily injury caused by uninsured and / or underinsured driver (depending on state). Alabama does not require drivers to purchase this coverage, but you should consider purchasing this valuable coverage.

When the owners of the vehicle are determined to car insurance and will choose the minimum state required a package, you can also choose an insurance company in this broader coverage packages, or custom limits and deductibles that meet your needs.